35 Dollars An Hour Is How Much A Year [Good Salary Or Not] • Savvy Budget Boss (2023)

35 dollars an hour is how much a year? Calculate your annual, monthly, and weekly salary (before and after taxes) and determine whether you can actually live off of $35 an hour.

This article is a thorough guide to earning $35 per hour, including how much you’ll make each year, month, and week (before and after taxes). You’ll also discover the answer to “Is 35 an hour a good salary?”

We’ll also include a sample budget so you can get started.

Finally, we’ll break down the greatest employment opportunities that offer $35 an hour or more.

35 Dollars An Hour Is How Much A Year [Good Salary Or Not] • Savvy Budget Boss (1)

$35 an hour is how much a year?

$35 an hour is $72,800 per year.

Here’s how we did the calculations:

40 hours of work per week multiplied by 52 (the number of weeks in a year) equals 2,080 hours worked per year.

Multiply the total hours worked per year (2,080) by $35 to get $72,800. This is the amount you’ll make per year before taxes.

Working full-time

The Department of Labor does not currently define how many hours someone needs to work in order to be considered a full-time employee in America. However, most employers consider 35-40 hours a week to be full-time.

If your hourly wage is $35, and you work an average of 35 hours a week, you will earn $63,700 a year.

Here’s the math:

35 hours per week multiplied by 52 weeks in the year is 1,820 hours worked. If you multiply 1,820 by $35 an hour, you get $63,700.

Working part-time

In the US, anything under 35 hours per week is considered part-time. On average, part-time employees work between 20-30 hours per week.

If you work 25 hours per week at $35 an hour, you will earn $45,500 a year before taxes.

How much is $35 a year after taxes?

If you make $72,800 a year, you’ll pay 20% (on average) of your income in federal taxes, social security, and Medicare. You’ll pay even more if you live in a state that collects an income tax.

This brings your approximate annual take-home pay to $58,227 if you work full-time (40 hours per week) and about $38,264 a year if you work part-time (25 hours per week).

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Is $35 an hour a good salary?

According to the Bureau of Labor Statistics, it is.

Working at a job that pays $35 an hour has its perks. For one, you’ll be earning a salary that is well above the national average. In fact, according to the Bureau of Labor Statistics, in 2021, the median hourly wage in the United States was $22.00.

This means that if you’re earning 35 dollars an hour, you’re making almost double the national average!

Can you live off of 35 an hour?

Absolutely! You can, in fact, live quite well on $35 an hour in America.

Of course, just how well you can live will depend on a few factors.

First, it depends on where you live. If you live in a city like New York or San Francisco, the cost of living is much higher than if you live and work in a small town. This means more of your hard-earned money will be spent on the basics of housing, food, and transportation.

However, you can still get by on $72,800 in a big city if you know how to live within a budget.

Second, it depends on your lifestyle. If you’re someone who enjoys spending money on designer clothes and going out to eat often, you’ll need to make more money than someone who is content with wearing cheaper clothes and eating cheaper meals.

Third, it depends on your family situation. If you have a family to support, you’ll need to make more money than if you’re single.

In fact, according to MIT’s Living Wage Calculator, you can get by in New York City on $47,500 a year as a single person, but you’ll need to clear at least $89,000 in order to support a child in the Big Apple.

In short, if you live in a small town and have a (fairly) frugal lifestyle, you can live quite well off of $35 an hour. But if you live in a city and desire a more expensive lifestyle, the more money you make, the more comfortable you’ll be.

35 Dollars An Hour Is How Much A Year [Good Salary Or Not] • Savvy Budget Boss (3)

Can you buy a house making $35 an hour?

Again, this answer depends on a few factors.

First, it depends on the housing costs in your area. If you live in an expensive city, you’ll need to make more money to afford a house due to the fact that the same size house in a smaller city will cost far less than in a metro area.

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Second, it depends on your debt to income ratio. This is the amount of debt you have compared to the amount of income you make. Your debt to ratio directly affects your credit score. Therefore, if you have a lot of debt, you’ll need to work on paying it off before you apply for a home loan.

Third, it depends on your down payment. The larger your down payment is, the less you’ll need to finance, and the easier it will be to afford your monthly mortgage payments.

Here’s an example:

Assuming you have a down payment of 20%, and you want to purchase a house that costs $255,000, your monthly payment (at 5.9% interest) would be about $1,400 per month.

However, without a down payment, that same home would cost you around $1,526 a month.

Tips to live well on $35 an hour

If you want to live well on $35 an hour, there are a few things you can do.

  • Live in a less expensive area
  • Budget properly
  • Pay off your debt
  • Prioritize savings
  • Invest wisely

35 dollars an hour is a great salary, but it’s not enough to live lavishly. If you want to live well on $35 an hour, you need to be mindful of your spending, where you choose to live, and how much of your income you allocate to saving and investments.

Jobs that earn $35 an hour

If you’re looking for a job that pays $35 an hour, there are plenty of options to choose from. No matter what your education level or skillset is, if you’re willing to work hard, there’s likely a job out there that will pay you what you’re looking for.

JobLevel of
What they doAverage pay
(per hour)
Aerospace EngineerAssociate’s DegreeRun and maintain equipment used to develop, test, produce, and sustain aircraft and spacecraft$35.37
ChiropractorDoctoral or Professional DegreeTreat patients with problems of the neuromusculoskeletal system, including nerves, bones, muscles, ligaments, and tendons$36.06
Dental HygienistsAssociate’s DegreeExamine patients for signs of oral diseases, such as gingivitis, and provide preventive care, including oral hygiene$37.41
On the job trainingInstall or repair electrical power systems and telecommunications cables, including fiber optics$35.83
Farmer/RancherHigh School DiplomaRun establishments that produce crops, livestock, and dairy products$35.12
Food ScientistBachelor’s DegreeResearch ways to improve the efficiency and safety of agricultural establishments and products$35.66
Registered NurseBachelor’s DegreeProvide and coordinate patient care and educate patients and the public about various health conditions$37.31
Social Service ManagerBachelor’s DegreeCoordinate and supervise programs and organizations that support public well-being$35.58
Technical WriterBachelor’s DegreePrepare instruction manuals, how-to guides, journal articles, and other supporting documents to communicate complex and technical information$37.53
Web DeveloperBachelor’s DegreeDevelop, create, and test website or interface layout, functions, and navigation for usability$37.12

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Sample budget for $35 an hour

Here’s a sample budget example for someone who earns $4,852 per month (after taxes) using a 70/20/10 budget (70% of income spent on monthly expenses including entertainment, 20% set aside for retirement & savings, and 10% allocated for debt repayment):

Debt Repayment/Charitable Contributions$485.20
Health/Life Insurance$200.00
Long/Short-Term Savings$970.40

How much is $35 an hour per day?

$35 dollars an hour times 8 hours equals $280 a day before taxes. After taxes, you’ll net about $224 per day if you work full-time.

If you work 5 hours a day at 35 dollars an hour, you’ll take home approximately $147 a day after taxes.

How much is 35 dollars an hour per week?

35 dollars an hour at 40 hours a week is $1,400 per week (before taxes) and around $1,120 per week after taxes.

$35 dollars an hour at 25 hours a week (part-time) is $875 per week (before taxes) and about $736 after taxes.

How much is $35 an hour bi-weekly?

$35 an hour (@40 hours a week) is $2,800 every (2) weeks before taxes. This averages out to around $2,240 bi-weekly after taxes.

If you work 25 hours a week earning $35 an hour, you’ll take home around $1,472 every 2 weeks.

$35 dollars an hour is how much a month?

If you work 40-hours a week at $35 an hour, you’ll gross $6,067 per month and net (take home) around $4,852 a month.

Working part-time (25 hours a week) making $35 an hour, you’ll gross $3,792 a month and take home (net) about $3,189 a month.

Ways to make more money

If you’d like more wiggle room in your budget, there are many ways to make more money.

  • ask for a raise
  • start a side hustle
  • take on a part-time job
  • reduce your expenses

$35 an hour: final thoughts

So, is 35 dollars an hour a good salary? The answer is a resounding yes! If you’re looking to make a great salary and have more time to enjoy your life, then a $35 an hour job should help you accomplish your goals.

$35 an hour is almost double the national average and it will allow you to live a comfortable life (financially speaking). Of course, how much money you need to live comfortably depends on factors like where you live, your saving habits, and your lifestyle. But, if you’re earning $72,800 a year, you’re certainly on your way to a great life!


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